
Dompet Sehat 💚AI-powered financial literacy companion for young Indonesian workers. Built for the AI Factory Native.builder Hackathon (Aug 2026), primarily using native.builder, with an AI Coach layer powered by Anthropic Claude API. "Teman ngobrol soal duit, tanpa nge-judge." — A friend to talk money with, without the judgment. The Problem Most young Indonesian workers (22–30 y.o.) have no structured view of their own financial health — they don't know if their debt load is safe, don't save consistently, and consume financial education that isn't personalized to their actual numbers or situation. Existing finance apps are either restrictive expense trackers or generic calculators — neither builds sustainable financial habits. What Dompet Sehat Does Instead of tracking every transaction, Dompet Sehat gives users a financial health snapshot and an AI coach that adapts its guidance to their specific situation — with features designed around real Indonesian financial behavior, not generic budgeting templates. Core Features Feature What it does 🎯 Financial Health Check Input income, debt, and expenses → get a health score (0–100), a financial profile tag (Sehat / Perlu Perhatian / Rawan), and a plain-language breakdown of what the numbers mean 🤖 AI Financial Coach Chat-based coaching (Claude API) grounded in the user's own health check data — explains debt ratios, DCA (dollar-cost averaging), emergency funds, and savings priorities in accessible Bahasa Indonesia 😌 Guilt-Free Spending Allowance Reframes budgeting positively: shows exactly how much the user can spend with zero guilt, already accounting for obligations and savings targets 🔄 Reality Check "What if..." simulation — adjust income/debt/expenses hypothetically and see the health score recalculate instantly 🐷 Savings Goals Set and track savings goals (e.g. dana darurat, DP rumah) 🌐 Bilingual Bahasa Indonesia by default, English toggle available — for accessibility to non-Indonesian-speaking reviewers
10 Aug 2026